Need an appraisal in Portland or Clackamas County?

Here are the top 7 reasons OR homeowners call on NW Cascades Appraisal, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Clackamas county's assessment of your propertyvalue
  3. Remove PMI to cut their mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OR divorce, where real estate property needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Portland? Do you need help determining the value of your real estate?
Contact NW Cascades Appraisal, LLC.

We at NW Cascades Appraisal, LLC understand the unique needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at NW Cascades Appraisal, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At NW Cascades Appraisal, LLC, we're qualified in helping customers just like you get rid of unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an expert appraisal from NW Cascades Appraisal, LLC is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. NW Cascades Appraisal, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from NW Cascades Appraisal, LLC can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? NW Cascades Appraisal, LLC can help with that too. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.